uob individual banking
uob individual banking
Blog Article
UOB Financial institution presents a variety of own banking expert services intended to meet the economical demands of individuals. Underneath is an extensive overview to assist you realize The important thing areas and offerings.
Different types of Accounts
Personal savings Account: This account enables you to spend less although earning desire.
Attributes: Easy accessibility, interest earnings, nominal service fees.
Advantages: Safe and sound place for your money, probable growth by way of desire.
Current Account: Ideal for each day transactions and running expenditures.
Capabilities: Checkbook facility, overdraft security.
Advantages: Practical for normal payments and withdrawals.
Preset Deposit Account: For those trying to receive better desire rates more than a set time period.
Characteristics: Fastened time period deposits, bigger interest rates in comparison to cost savings accounts.
Positive aspects: Safe financial commitment solution with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans which can be utilized for different reasons like schooling or residence renovation.
Varieties:
Installment Loans
Credit history Traces
Positive aspects: Versatile repayment terms, aggressive fascination costs.
Property Loans: Personalized alternatives for getting house or refinancing existing home loans.
Forms:
Mounted Charge Home Personal loan
Floating Amount Residence Loan
Gains: Diverse programs to suit particular person wants, appealing premiums.
Charge cards
UOB features A selection of credit cards catering to unique lifestyles and paying out habits:
Benefits Playing cards: Generate details on each and every purchase which may be redeemed for items or travel miles.
Cashback Cards: Get hard cash rebates on every day spending for example groceries and eating out.
Travel Cards: Distinctive Rewards like air miles accumulation and journey insurance coverage.
Financial investment Solutions
For people interested in developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for lengthy-phrase expansion targets.
Structured Deposits * Brings together the attributes of standard deposits with financial commitment products and solutions. * Possibly larger returns but with some chance included.
Insurance plan Goods
To guard oneself and Your loved ones in opposition to unforeseen functions:
Lifetime Coverage * Presents economical stability in the event of Demise or important ailment. * Might also serve as a personal savings Resource dependant upon the coverage picked.
Wellness Insurance policy * Covers medical fees together with hospitalization expenditures. * Essential for mitigating higher Health care expenditures.
Digital Banking Services
Benefit at your fingertips by digital platforms:
Internet Banking
Helps you to deal with your finances on line:
Look at account balances and uob personal banking transaction background
Transfer resources among accounts or pay costs
Make an application for new products (loans/bank cards)
Cellular Banking
Banking on-the-go by using cellular apps:
Quick harmony checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account activity
With these comprehensive offerings, UOB aims to deliver customized banking methods that cater exclusively to individual demands while making certain benefit and security in all transactions.